Life Insurance
In the unfortunate event of your death, we pay a lump sum amount to the policy owner or your nominated beneficiary/ies.
Mortgage Protection
Ensure your mortgage is taken care of upon your death or should you become totally and permanently disabled.
Income Protection
Receive a monthly income if you are unable to attend work due to injury or sickness.
Total Permanent Disability
In case of a serious accident/illness that will prevent you from working, receive a lump sum amount to replace lost future income.
Trauma Cover
For protection against one or more of the serious illnesses in the crisis groups of Cancer, Coronary and Other Serious Crisis Events.
Business Expense
Specially designed to cover business expenses, if business owners were to fall ill or become injured.
Home & Contents Insurance
Provides cover against unforeseen events such as fire or explosion, lightning, earthquake, theft, attempted theft or storm etc.
Landlords Insurance
For Landlords who want complete peace of mind and reassurance that both their investment and rental income are protected.
Professional Indemnity
Professional indemnity insurance protects professionals in difficult risk situations.
Residential Strata Insurance
Provides an 'all in one' cover for your building and contents of your common areas, plus complimentary covers and special benefits.
Business Insurance
Includes covers from property, machinery, business interruption, loss or damage, electrical breakdown and more.
Directors & Officers Liability
Covers personal liability for damages and defence costs of company directors and officers.
Truck Insurance
Includes comprehensive insurance for a single, multiple or a fleet of light/heavy/commercial trucks, trailers and containers etc.
Farm Insurance
Tailored insurance for individual farm business requirements providing owners with protection and peace of mind for farming operations.
Other Insurance
Other Insurance
Commercial Motor Insurance
For all commercial motor vehicles
News
The Difference between Income Protection and Mortgage ProtectionFor many, protection insurance is considered all the same, however there is a vast difference between income protection and mortgage protection. It is important to understand these differences before taking out protection insurance.
Income ProtectionWhen making a property investment, your top priority is likely to be how to afford the mortgage repayments. Whilst you will almost certainly have purchased home insurance to protect your investment, there are other possibilities you also need to consider to ensure you are protected in every eventuality.
- Mandatory fact sheet to educate borrowers about LMI
A mandatory mortgage fact sheet for home buyers has recently been suggested to educate them about LMI.
- Insurance tax reforms to be discussed
The Federal Government made a move to put insurance taxes back on the national tax reform agenda, stating that it is an inefficient means to gather revenue.
Why should you invest in life insurance?Whilst the majority of people wouldn’t think twice about insuring their home or car, personal risk protection is often perceived as expensive and unnecessary. In the current economic climate many Australians are hesitant to invest in life insurance.
