Life Insurance
What would your family do without you?
Appropriate life insurance can at least remove the burden of financial stress at a time of great sadness and worry. In the unfortunate event of your death we pay a lump sum amount to the owner or the beneficiaries of the policy. As everyone is different the level of Life cover can be tailored to your needs. Many factors need to be considered, but provision at least should be given for;
- Your mortgage and any other debts;
- An income stream for your family’s living expenses;
- Kids school fees;
- Funeral expenses.
Life insurance cover is provided in the event of death due to injury or illness. All our providers also pay a death benefit in the event of diagnosis of a terminal illness. Importantly a Total and Permanent Disability rider can also be attached to your Life cover. Here a lump sum is paid to the insured upon confirmation that you are unable to work again.
Getting cover is now easier than ever;
- Cover is attainable from ages 15 to 75;
- Stepped or level cover is available;
- Medicals and blood tests generally not required for cover up to $1 million;
- Cover organised over the phone.
