Total Permanent Disability Insurance

How would you cope in the event of a serious illness?

Increasingly trauma cover is becoming an essential tool in protecting you and your family. In Australia as many as 1 in 3 men and 1 in 4 women will suffer a trauma event before the age of 65. At a time when your sole focus should be on recovering and managing your illness Trauma cover provides an agreed lump sum amount upon diagnosis that will remove financial your worries.

Whilst the cover is comprehensive in many case covering as many as 50 trauma (also known as critical illness) events, the vast majority of claims come around three major illnesses, cancer, heart disease and strokes. Nobody likes to think about the possibility of this happening to them but at a time when advances in medicine and technology mean more and more people are surviving these illnesses it is clear they do not discriminate.

Payment is upon diagnosis, assisting with treatment and recovery. It is not dependant on whether you are working or not, indeed trauma cover is often taken out by a non-working spouse as they are not eligible for income protection cover. A trauma payout will allow you to focus on getting well by ensuring your living expenses and debt repayment ability has not being compromised.

Our eChoice insurance consultants are equipped with the right skills and experience to ensure you and your family receive the right level of protection. To get started is easy, simply submit your details and get access to wide range of Australia’s leading insurers and highly rated insurance products.